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LOAN REVIEW & DUE DILIGENCE |
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 Our loan review services help clients understand loan-level
risks when buying, selling or managing portfolios. We work
to understand clients' needs and develop an appropriate
review scope, considering factors such as the client's
history and experience with the seller, the seller’s size and
experience, the representations and warranties to be
provided to the buyer, the type of loan and the quality of
the data.
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Clayton’s IPS group provides accurate third-party, fair
market pricing of hard-to-value and other
mortgage and
asset backed securities for fixed-income managers and
investors.
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Our experienced consulting staff helps our clients improve
business processes, manage operational risks and ensure
regulatory compliance. We identify problems and
implement plans to fix them.
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Clayton's Quantum Servicing provides specialized servicing
on
sub-prime/non-performing first and second mortgages.
We improve loan performance
and cash flow, mitigate losses
and liquidate assets when necessary to maximize
returns on
our client's investments. Quantum is ranked by S&P and
licensed
nationwide.
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Our seasoned senior commercial team has over 110
combined years of experience helping
clients navigate
multiple real estate cycles and trends. Broad capabilities
include loan level due diligence, portfolio oversight,
business process
consulting, benchmarking, third-party
surveillance and strategies to maximize
value. With state-of-
the-art technology, we provide customized solutions
that
meet our clients' diverse needs.
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Clayton provides temporary mortgage professionals across
a broad range of functions to the mortgage industry. We
help our clients manage
volume spikes, balance work flow
and convert fixed costs into variable.
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Clayton's surveillance services provide monitoring and oversight of servicer and loan performance to protect
investments, improve yield, reduce losses and provide
transparency investors demand. Since 2000, we have
saved our clients over $350 million by uncovering servicing
errors and by finding and putting back fraudulent and
improperly underwritten loans. With proprietary analytic
tools, data management expertise, and a loan-level database
representing trillions of assets, we have a unique ability to
quickly define trends which affect portfolio value, as well
as macro-level trends across clients. Our benchmark
scoring of brokers, originators and servicers helps investors
understand counterpart risk and deal performance.
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Clayton has built a suite of tools to identify loan fraud,
credit and compliance risks. With our extensive database,
we can also help you
benchmark, track and trend loan
portfolio and operational performance, and provide greater
insight into regional and national mortgage trends. From
front end risk quantification to dynamic performance
monitoring, our tools assist in evaluating mortgage loans to
allow for clearer and more confident decision making.
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