LOAN REVIEW
Portfolio Strategy Analysis
Today’s whole loan investors face challenges never seen before. Market illiquidity, extending foreclosure and REO timelines and government intervention make it essential to have a portfolio strategy identified early in the investing process.  Clayton has developed a comprehensive service offering designed to identify the best potential strategy to maximize the value of each loan.
 
A System and Process to Meet Your Needs
Clayton’s Portfolio Strategy Analysis solutions provide customizable, robust data analysis and results designed to assist investors in determining value and strategy for each loan and the entire portfolio.
  • Customizable Rules-Based Engine
  • Unlimited Data Sources
  • o  Origination
    o  Seller
    o  Servicer
    o  3rd Party Data (e.g. Credit Bureau) Integration
    o  Clayton’s Proprietary default probability scoring
    o  Clayton-derived data (due diligence data, special servicing data, bond surveillance data, etc.)
  • Customizable Result Stratification/Bucketing to help evaluate risk and opportunity for each loan. Some useful stratifications include:
  • o  Re-finance loans
    o  High Risk of default
    o  Loss Mitigation strategies
    o  Foreclosures
    o  Charge off
Data can be collected and/or inserted and processed at any point of the solution process.  Clayton also has established relationships with major 3rd party vendors of numerous data types, including valuation and credit firms, to assist in getting the data as current and robust as possible.

Results
Whatever results you require from a data-driven solution, Clayton’s Portfolio Strategy Analysis solution can deliver.
  • Risk Assessment
  • Quality Control
  • Exit Strategy
  • Program Qualification
  • Forensic Review Identification
  • And more…

Leveraging Clayton’s vast knowledge and experience analyzing data from its bond surveillance, due diligence, special servicing, pricing and consulting business lines, Clayton can provide valuable insight and direction toward solutions.  Combined with a client’s specific rules and risk tolerances, complex and refined solutions are made simple.

Reporting
In addition to providing transfers of result data in numerous formats, Clayton offers a number of standard reports that easily convey the summary and loan-level results and stratifications of your solution.  Reports customized to a client’s specific needs can also be accommodated.