LOAN REVIEW
Delinquent Servicing
Because the need for analysis of non-performing and scratch & dent loans can be unique to each review, Clayton has created a menu of review components to choose from.  We’ll work with you to tailor a review scope, which will include some or all of the following review components, as well as any additional review aspects (e.g. Compliance).

Areas of Analysis
  • Loan Payment History
  • o  Cash velocity, cash flow and payment timing
  • Borrower Contact History
  • o  Collection and loss mitigation commentary
  • Valuation update
  • o  Valuation re-run (AVM, BPO, etc.)
  • Default status, assessment of re-performance or liquidation strategies
  • Legal Action review for Bankruptcy/Foreclosure/Litigation/Title or Eviction
  • Current and pending loan level advances of escrow and other expenses
  • Asset management, valuation, listing and sales review
  • Initial loan level investment/ disposition strategy determination